Terms and Conditions of Service
Welcome to Flux Core Advisors. These Terms and Conditions ("Terms") govern your access to and use of our online platform and services, including AI-driven financial planning, automated investment portfolio construction and rebalancing, personalized risk assessment, tax-efficient investing strategies, digital financial coaching, cryptocurrency investment guidance, and ESG investment solutions (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree with any part of these Terms, you must not use our Services.
1. Acceptance of Terms
By creating an account, accessing, or using our Services, you confirm that you have read, understood, and agree to be bound by these Terms. You must be at least 18 years old to use our Services. If you are using the Services on behalf of an entity, you represent that you have the authority to bind that entity to these Terms.
2. Our Services
Flux Core Advisors provides FinTech services leveraging artificial intelligence for investment advisory and automated portfolio management. Our Services include, but are not limited to:
- AI-driven financial planning and analysis.
- Automated investment portfolio construction and rebalancing.
- Personalized risk assessment and suitability determination.
- Strategies for tax-efficient investing.
- Digital financial coaching and educational resources.
- Guidance and insights for cryptocurrency investments.
- Environmental, Social, and Governance (ESG) investment solutions.
Please note that while our Services leverage advanced technology, all investments carry inherent risks, including the potential loss of principal. Past performance is not indicative of future results. We do not guarantee any specific investment outcomes.
3. User Accounts and Security
- Account Creation: To access certain features of our Services, you may need to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.
- Account Confidentiality: You are responsible for maintaining the confidentiality of your account login credentials and are fully responsible for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.
- Account Termination: We reserve the right to suspend or terminate your account at our sole discretion, without notice, for any conduct that we believe violates these Terms or is harmful to other users of our Services, us, or third parties, or for any other reason.
4. Investment Risks and Disclosures
You acknowledge and understand that:
- Investment in securities and other financial products involves risk, including the loss of principal.
- The value of your investments can go down as well as up.
- Cryptocurrency investments are highly volatile and inherently risky, and you could lose all of your investment.
- Our AI-powered services are based on data and algorithms, which may sometimes lead to unforeseen outcomes or errors.
- Tax laws are subject to change, and individual tax situations can vary. We recommend consulting a qualified tax professional.
Flux Core Advisors acts as an investment advisor and is not a broker-dealer. While we provide advisory services, you are solely responsible for your investment decisions and understanding the risks involved.
5. Fees and Payments
Details regarding our service fees, payment schedules, and any applicable charges will be presented to you prior to the commencement of any paid Service. By using a paid Service, you agree to pay all applicable fees and taxes in a timely manner. Failure to pay fees may result in the suspension or termination of your access to the Services.
6. Intellectual Property
All content, trademarks, service marks, logos, and intellectual property displayed on our platform are the property of Flux Core Advisors or its licensors. You may not use, reproduce, distribute, or create derivative works from any content on our platform without our express written permission.
- User Content: Any content you submit or transmit through our Services (e.g., feedback, data) remains your property, but you grant Flux Core Advisors a worldwide, royalty-free, non-exclusive license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content in connection with the operation of our Services.
7. Limitation of Liability
To the maximum extent permitted by applicable law, Flux Core Advisors, its affiliates, directors, employees, or agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (a) your access to or use of or inability to access or use the Services; (b) any conduct or content of any third party on the Services; (c) any content obtained from the Services; and (d) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.
8. Disclaimer of Warranties
The Services are provided on an "AS IS" and "AS AVAILABLE" basis. Flux Core Advisors makes no representations or warranties of any kind, express or implied, as to the operation of their Services, or the information, content, or materials included therein. To the full extent permissible by applicable law, Flux Core Advisors disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Flux Core Advisors does not warrant that the Services will be uninterrupted, secure, or free of errors, viruses, or other harmful components.
9. Governing Law and Jurisdiction
These Terms shall be governed and construed in accordance with the laws of Singapore, without regard to its conflict of law provisions. You agree to submit to the exclusive jurisdiction of the courts located in Singapore for the resolution of any disputes.
10. Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide notice prior to any new terms taking effect. By continuing to access or use our Services after those revisions become effective, you agree to be bound by the revised terms.
11. Contact Information
If you have any questions about these Terms, please contact us at:
Flux Core Advisors
138 Cecil Street, #14-01,
Keck Seng Tower,
Singapore, 069538,
Singapore